Q: I know that the Medicare Annual Enrollment is over, but my Medicare Advantage Plan is just not working for me. Do I have to wait until next Fall to change it?
A: It is correct that the Annual Enrollment Period (October 15 – December 7) has ended for 2013. You do still have some options, however, that may help you in your situation.
The Annual Disenrollment Period takes place January 1 – February 14, 2014. During the Disenrollment Period, you can leave your current plan and switch to Original Medicare.
If you switch to Original Medicare during this time, you’ll have until February 14 to join a Medicare Prescription Drug Plan, if you choose to do so. Your coverage would begin the first day of the month after the plan receives your enrollment form.
Some examples of what you cannot do during the Disenrollment Period include:
Switching from Original Medicare to a Medicare Advantage Plan
Switching from one Medicare Advantage Plan to another
Switching from one Medicare Prescription Drug Plan to another
Joining, switching, or dropping a Medicare Medical Savings Account (MSA) Plan.
If you have questions about your Medicare Advantage Plans, Enrollment Periods, or anything else related to Medicare, contact SHIP for help. Call 1-800-452-4800, or visit www.medicare.in.gov. You can also find us on Facebook and Twitter.